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Policy Types and Limits

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(A Claims-Made policy covers claims which arise and are made while the policy is in force. An Occurrence policy covers you against any claim arising during your policy period irrespective of when the claim is reported.)

Claims Made

Occurrence

Limits of Liability(Required)

(All NY insureds must carry $1.3/3.9 million in limits to be eligible for excess.)

$1,300,000/$3,900,000

$1,000,000/$3,000,000

$500,000/$1,500,000

Discounts

New Doctor Discount(Required)

(Doctors entering practice immediately after the completion of their training.)

Yes

No Consent Discount(Required)

(Do you authorize EmPRO to act on your behalf to settle any claim reported, or to appeal any judgement against you without obtaining your written consent?)

Yes

Risk Management Discount(Required)

(Have you completed an NY state qualified Risk Management Program?)

Yes

Part-Time Discount(Required)

(Do you limit your practice to 20 hours a week or less?)

Yes

Claims Free Discount(Required)

Member/Affiliate Discount

CAIPA Member

Northwell

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Policy Information

Policy Types and Limits

Discounts